My name is Liam Fay, and I am a licensed Mortgage Agent Level 1 in Ontario, working with Dominion Lending Centres YBM Group. Originally from Brazil, I now call Ontario home, and I dedicate my career to helping families and first-time home buyers navigate the Canadian mortgage process with confidence. With experience in both real estate and mortgages, I bring a unique perspective that allows me to guide clients through every step of financing a home in Canada.

My Mission

Buying a home in Ontario can feel overwhelming, especially for newcomers or first-time buyers. My mission is to make the process simple and stress-free. I focus on personalized mortgage solutions, whether you are looking to buy your first home, refinance your current mortgage, or explore investment opportunities, I work to find the best options available from more than 90 lenders across Canada.

Why Clients Choose Me

  • Bilingual Support: Services in both English and Portuguese, ensuring clear communication throughout the entire process.
  • Community Focus: Dedicated to supporting the Brazilian and immigrant communities across Ontario.
  • Access to Options: With Dominion Lending Centres, I can compare mortgage rates and products from banks, credit unions, and alternative lenders to find what truly fits your needs.
  • Experience You Can Trust: From mortgage renewals to self-employed mortgage solutions, I help clients make informed decisions for their financial future.

How I Can Help

Every client has a unique story, and every mortgage needs a customized approach. I specialize in:

  • Guiding first-time home buyers in Ontario through every step of the approval process
  • Helping families and individuals refinance mortgages to access home equity
  • Supporting self-employed professionals who may face extra challenges with traditional banks
  • Advising on mortgage renewals to ensure you get the best available rate
  • Exploring investment property financing for those building wealth in Canada

My Values

I believe that mortgages should never feel rushed or confusing. My approach is based on education, transparency, and trust. I take time to explain the process, answer questions, and ensure every client feels confident about their decision. For me, it’s not just about closing a deal. It’s about building long-term relationships and helping families grow their financial stability in Canada.

Let’s Connect

If you are ready to explore your mortgage options, I would be happy to help. You can reach me directly at: